Here at Macs4U, we make it easy for you to buy a computer!
Apart from regular Credit and Debit cards, we also offer several financing options. We put the most common questions and general information about the financing process in this financing FAQ.
We have partnered with Affirm, PayPal Credit® and Amazon Pay to offer flexible payment plans ranging from 6 to 36 months. Simply press either of the financing options during checkout.
A specialist in approving financing on the spot even if your credit score is not perfect. No lengthy forms - just a quick online application*
PayPal Credit® offers a six-month interest free option for most accounts
You can now use your Amazon Prime Store Card or Amazon.com Store Card.
When you check out using Amazon Pay, you may now have the option to select 6 equal monthly payments for purchases of $150 or more.
Please note that Macs4u.com products are not sold on Amazon's website
Affirm Financing: It’s easy to check if you qualify for Affirm financing. Select the computer you like, press the “Learn More” button on the Affirm info and start the pre-qualification by press the “See if you qualify” button This only takes a moment and you get a decision real-time
PayPal Credit®: It’s easy. Simply select the computer you like to purchase and press the “Add to Cart” button. On the next page, press the “PayPal Credit” button and PayPal will guide you through a quick and easy questionnaire… You can also apply here: PayPal Credit
Amazon Pay: For Amazon Pay, it’s quick when you have an existing Amazon Prime Store Card or Amazon.com Store Card. You will automatically have the option to select 6 Equal Monthly Payments as a financing option on purchases of $150 or more when checking out using Amazon Pay. Simply select the computer you like to purchase and press the “Add to Cart” button. On the next page, press the “Amazon Pay” button. The financing option will be automatically activated within the Amazon Pay checkout.
Yes! Here at Macs4u we offer financing options using Affirm*, PayPal Credit®, Amazon Pay and Layaway plans. You can purchase a refurbished MacBook Pro for as low as $1.77/day or $55/month!
We choose Affirm for consumer financing as they offer financing even if your credit is not stellar. They understand that a perfect credit score takes years to accomplish. Before you actually commit to the loan, they will run a soft check (this will not get your current credit score down further as it is a soft check).
All of our financing partners are specialists in approving financing on the spot even if your credit score is not perfect. Most of the time, the decision is provided in real-time. No lengthy forms – just a quick online application.
Affirm, PayPal Credit® and Amazon Pay all run of what is known in the industry as a soft loan check. This check will not get your current credit score down as it is a soft check. Only once you decide to accept their loan offer, then it will get registered in your financial record.
On Affirm, you can finance up to $17,500 instantly (depending on eligibility for loan). Check out the available refurbished iMacs you can finance on us with Affirm.
As a convenience to our customers, we offer Layaway & Multi-Card Payments as well. Please contact our Sales department at 800 496 7920 during business hours to discuss this manual payment option.
For our Layaway terms and conditions Click here
No hidden charges for your transactions. The interest of your transaction will be shown during checkout. You don’t have to worry about prepayment fees, etc.. Depending on what company you choose you may have to deal with late fees, or out of the ordinary service fees if the loan is not repaid as outlined in the agreement.
Select the product you wish to purchase and add to the shopping cart. During the checkout process you will be able to select Affirm, PayPal Credit® or Amazon Pay and then following the info provided. Your purchase comes with an exclusive 1-year warranty!
For Affirm, yes, you will need a phone that is registered to your name as a text will be sent to you as part of the validation process.
If you apply for financing with either Affirm, PayPal Credit® or Amazon Pay, we do not have access to any of your financial information, only the lender will have this information. More details on the attached links:
Affirm : Click here
PayPal Credit® :Click here
Amazon Pay : Click here
Please note: The information is based as of January 2022 and program offerings by our partners may change over time. Check out our special deals page to see available MacBooks, iMac and Apple accessories on sale!
* Your rate will be 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Got questions? Give us a call at 1-800-496-7920