Financing
We make it easy to buy a computer
We are happy to offer the products you love with the payments that are right for you. Besides regular credit and debit cards, we offer several financing options during checkout. We have partnered with Affirm, PayPal Credit, and Amazon Pay to offer flexible payment plans ranging from six to 36 months. All options are available during checkout.
A specialist in approving financing on the spot, even if your credit score is not perfect. No lengthy forms - just a quick online application.* Shop for a used Mac with Affirm today.
PayPal Credit offers a six-month interest-free option for most accounts.
Available with either Amazon Prime Store Card or Amazon.com Store Card.
When you check out using Amazon Pay, you may now have the option to select six equal monthly payments for purchases of $150 or more.
Please note that Macs4u.com products are not sold on Amazon's website.
FAQ
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How do I qualify for financing?
Affirm Financing: It’s easy to check if you qualify for Affirm financing. A “Prequalify now” button will be on every listing on our site (just below the product’s purchase price). This only takes a moment, and you get a decision in real-time.
PayPal Credit: Select the computer you like to purchase and press the “Add to Cart” button. Then, on the next page, press the “PayPal Credit” button, and PayPal will guide you through a quick and easy questionnaire. You can also apply here: PayPal Credit
Amazon Pay: For Amazon Pay, it’s quick when you have an existing Amazon Prime Store Card or Amazon.com Store Card. You will automatically have the option to select 6 Equal Monthly Payments as a financing option on purchases of $150 or more when checking out using Amazon Pay. Simply select the computer you like to purchase and press the “Add to Cart” button. Then, on the next page, press the “Amazon Pay” button. The financing option will be automatically activated within the Amazon Pay checkout. -
Can you finance a Macbook or other Apple Products?
Yes! All our products are offered with financing options using Affirm*, PayPal Credit;, Amazon Pay, and Layaway plans. So finance a MacBook Air for college, an iPad for an upcoming birthday gift, or maybe an iMac for the office – all at a low monthly price. For example, you can purchase a refurbished MacBook Pro for as low as $1.74/day or $54/month!
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I have bad credit, can I still get financing?
We choose Affirm for consumer financing as they offer options even if your credit is not stellar. They understand that a perfect credit score takes years to accomplish. Before you actually commit to the loan, they will run a soft check that does not count against your credit score.
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How long does it take to get approved for financing?
All of our financing partners are specialists in approving financing on the spot even if your credit score is not perfect. Most of the time, the decision is provided in real-time.
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Will this impact my credit rating? I am interested, but do not want to risk lowering my credit score simply for an inquiry.
Affirm, PayPal Credit, and Amazon Pay all run of what is known in the industry as a soft loan check. This check will not get your current credit score down as it is a soft check. Only once you decide to accept their loan offer, then it will get registered in your financial record.
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How much can I finance?
On Affirm, you can instantly finance up to $17,500 (depending on loan eligibility).
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Do you offer Layaway & Multi-card Payment?
As a convenience to our customers, we offer Layaway & Multi-Card payments. These are processed manually and do not involve any financial institutions. Please contact our Sales department at (800) 496-7920 during business hours to discuss this manual payment option.
For our layaway terms and conditions, Click here. -
Are there any additional fees?
Heck no. There are no hidden or additional charges for your transactions. Interest rates, loan length, etc., are all shown during checkout. NOTE: This does not include possible late fees or out-of-the-ordinary service fees dictated by the loan provider.
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How do I checkout with financing?
Select the product you wish to purchase and add it to the shopping cart. Affirm, PayPal Credit;, and Amazon Pay are all available as selectable payment methods during checkout. Once you specify your preferred method, follow the prompts onscreen to select loan details and complete checkout. Your purchase comes with an Exclusive 1-Year Warranty!
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Do I need a phone when applying for online financing?
For Affirm, yes, you will need a phone that is registered to your name as a text will be sent to you as part of the validation process.
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Is my personal info secure? How is my financial info handled?
If you apply for financing with Affirm, PayPal Credit, or Amazon Pay, we do not have access to your financial information. Your info is sent directly to the lender. More details on the attached links:
Affirm: Click here
PayPal Credit: Click here
Amazon Pay: Click here
Please note: The information is based as of January 2022, and program offerings by our partners may change over time. Also, check out our special deals page to see available MacBooks, iMac, and Apple accessories on sale.
* Your rate will be 10–30% APR based on credit and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and down payment may be required.