Layaway Program Terms & Conditions

Macs4u.com offers easy and flexible layaway plans to fit your personal needs. Here are the terms and conditions.

1. There is no credit check or credit reporting on layaway plans.

2. Down-payment:

We are asking for $100 minimum payment at the time of purchase. This payment can be made via Credit card, Debit card, Gift card or PayPal. Sorry, no checks or money orders.

3. Billing & Shipping addresses:

Payments can be made using different types of payment but the address on Credit/Debit cards or Paypal payments have to match the address info of the order details.

If the layaway is done via PayPal Invoice, the shipping address has to match the address on the PayPal account.

4. Making Payments:

We offer automatic or manual payments:

I. Automatic deductions with a fixed payment schedule are processed on an agreed payment schedule and amount.

II. Manual payments are based on the customer's schedule and payment amount.

(a) If made via PayPal invoice, the minimum installment payment is $100. Payments can be made at your convenience. The PayPal invoice will reflect the current balance.

(b) Payments via Credit or Debit card can differ for each payment. Minimum payment amount is $20.00.  A payment receipt and order update with the current open balance will be emailed when a payment is made.

5. Layaway Plan duration:

We have no limit on the duration but recommend a period of no longer than 6 months.

6. Making changes:

Yes, you can make changes to the order before the last payment of the layaway is processed.

7. Shipping:

The product will only ship when fully paid. 

8. Canceling the layaway plan:

We don't have a cancelation fee, but will deduct a 3% processing fee to cover incurred Credit Card and PayPal fees. 

In case the original funding source can't accept refunds (canceled or expired cards/accounts, time limitations) we will provide the refund via check. A $25 processing/handling/shipping fee will be processed at that time.

Gift Card payments will be refunded as store credit.

In Rhode Island and Ohio there is no cancellation fee for orders cancelled within fourteen (14) days of the order. In Maryland, there is no cancellation or service fee for orders cancelled within seven (7) days of the order.

If, when you make your final payment, we are unable to provide you with the merchandise specified in the layaway contract, you will receive a full refund of the deposit and all subsequent payments made under this contract except as provided by law.